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To meet the changing needs of each business, Hackett Valine & MacDonald imparts value through unparalleled service and understanding. We strive to protect your business and employees while maintaining productivity, growth and profitability. We accomplish this by applying our proven, total cost of risk approach.

Total Cost of Risk Approach


Hackett Valine & MacDonald understands the difference between price and cost. We help control the price of your insurance as well as your total cost of risk. Risk is categorized within three major exposure areas:


  • Tort liability
  • Property damage or loss
  • Occupational health and safety

By analyzing your business and discussing with you all the ways these factors affect your income statement and balance sheet, we can have a positive impact on your company beyond simply providing you with an insurance policy.

Who to contact:


Michael Walsh, President & CEO
CPCU, CIC
mwalsh@hvm.com
802-658-1100
800-649-6200

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