Employees are your strongest advantage. That's why we stay on top of the benefits market, carrying value-added, competitive coverage for individuals and families. As your trusted partner, we study your business needs, tailoring a program to align with your growth expectations, industry benchmarks and more. We support group health, dental or life insurance, as well as disability and annuities. Hackett Valine & MacDonald assesses your business, addressing current and future requirements. We develop a detailed benefit coverage proposal with associated cost and financing options, contract provisions, risk management strategies and ongoing educational opportunities. We also administer your plan, meeting directly with employees to answer questions and support their enrollment. Ongoing vendor negotiations and renewals are managed for you � seamlessly. We also calculate monthly financial reports, budget forecasting, payroll deduction processing, cost/data summaries and alternatively funded plans.

Who to contact:
Timothy E. Ford, RHU
Executive Vice President
tford@hvm.com
802.658.9419
800.649.6200